Travel Insurance

It is a condition of travelling on our holidays that you must have extensive travel insurance that covers you for all of the activities you wish take part in.

To give you complete peace of mind, we offer exclusive travel insurance which has specifically been designed to meet the needs of our holidays and the activities we feature. Where the value of your holiday exceeds £5,000 per person we will be happy to put you in touch with an alternative insurance provider.

To arrange cover please call our reservations team for assistance.

Should you decide not to purchase our insurance, you will need to advise us of the details of your alternative insurers either at the time of booking or with your final payment. It is your responsibility to ensure that if you take out alternative insurance it covers all aspects of your holiday, including any excursions you have booked.

A Medical & Associated Expenses £5,000,000
B Personal Liability £2,000,000
C Personal Accident £25,000
D Cancellation or Curtailment £5,000
E Travel Delay – Delayed Departure of Arrival
Cancellation due to Travel Delay
F Personal Effects & Baggage £2,000
G Legal Expenses £15,000
H Winter Sports Optional

Annual Multi-Trip Insurance

If you travel more than once a year or intend to go skiing in addition to this holiday, you should consider taking out our Annual multi-trip policy. This policy allows you to travel as many times a year as you wish, provided each trip does not exceed 70 days (limited to 31 days if aged 66 to 69 years old), and also includes up to 28 days winter sports cover (Section H)

Policy Europe Worldwide (inc. North America)
Adult* £68.08 £119.23
Family Policy** £126.44 £191.47

* 1 adult, children 18 and under are free
** up to 2 adults, children 18 and under are free


  • Covers journeys up to 70 days
  • Under the Annual policies all named persons can travel independently including named insured children
  • Automatically Includes up to 28 days of winter sports (Section H)
  • Persons aged 66-69 years on policy inception date – 2 times the standard premium
  • Excess waiver – Annual multi trip £25.69 per policy

SINGLE TRIP - Premiums per person

Period Europe Worldwide (excl. North America & Mexico) Worldwide (inc. North America & Mexico)
Up to 4 days £21.04 £41.11 £78.31
Up to 9 days £25.70 £47.39 £93.49
Up to 17 days £32.72 £53.63 £102.85
Up to 24 days £44.41 £59.89 £114.52
Up to 32 days £54.92 £65.27 £121.54
Up to 45 days £82.98 £99.23 £172.96
Up to 62 days £106.34 £121.57 £213.86

Single Trip Policies Cover:

  • Infants aged 2 and under – free if travelling with an insured adult
  • Children aged 3-18 on the date of payment of insurance premium – half of the standard premium if travelling with an insured adult
  • Family rate – 2.5 times the standard premium (up to 2 adults + children aged 18 or under on the date of payment of insurance premium)
  • Europe: persons aged 66-75 years on policy inception date – 2 times the standard premium
  • Worldwide: persons aged 66-69 years on policy inception date – 2 times the standard premium, 70-75 years – 3 times the standard premium
  • Excess waiver – single trip £14.03 per policy

Insured Activities

The Discover the World Travel Insurance Policy automatically provides cover for all activities undertaken as part of your trip with us including, snowmobiling, husky dog sledding. Many policies may not include, or restrict, cover for certain hazardous activities. For a list of activities automatically insured when booked independently of Discover the World please contact our team.

Important Declaration

This is only a summary of cover, full details of the cover provided are shown on your policy document which will be sent to you once the appropriate premium has been paid or which may be viewed online. Please read it carefully to ensure you understand the cover provided which is offered on a Non Advised basis from a single Insurer, AXA Travel Insurance.

The insurance includes certain terms conditions, exclusions and excesses. In particular cover is excluded for any defined pre-existing medical condition from which you or any person upon whom travel depends, such as a relative, is suffering. If in doubt please contact the medical helpline in confidence on 01702 427 237, as additional cover may be purchased directly from the insurer’s medical screening help line for certain pre-existing medical conditions. Should you wish a specimen, a copy will be made available prior to purchase upon request or alternatively a copy is available for download from our website. The policy contains a 21-day Cooling Off Period and details of how to make a claim and who to contact in the event of a medical emergency. All premiums shown are inclusive of Insurance Premium Tax at the prevailing rate. Policies are available to EU residents only.

This insurance is underwritten by AXA Travel Insurance through Campbell Irvine Ltd who are authorised and regulated by the Financial Conduct Authority. You can check this on the FCA’s register by visiting the FCA’s website at or by contacting them on +44 (0) 800 111 6768. Discover the World is an Appointed Representative of Campbell Irvine Ltd